HAS THE TIME NOT COME TO RECONSIDER THE CONCEPT OF CREDIT?

Avatar for mohamad reza mohmmadiMohamad Reza Mohmmadi
One of the fundamental challenges facing startups, small businesses, new ventures, and social entrepreneurs is access to financial resources. Many of these businesses, despite possessing capable teams, value-creating ideas, and high growth potential, fail to secure loans or attract investment due to insufficient credit history or conventional collateral. Every day, thousands of businesses with competent teams, value-driven products, and high growth potential approach financial institutions for financing. Yet, the response for many is consistently the same: insufficient credit history, inadequate collateral, or a lack of necessary data for risk assessment. ... Read more

Weathering the Storm: Evaluating the Resilience of Iran’s Knowledge-Based Economy Amid Uncertainty

Avatar for mohamad reza mohmmadiMohamad Reza Mohmmadi
Over the past several years, Iran’s technology and innovation ecosystem has faced a convergence of unprecedented and interconnected challenges. Each of these challenges alone could have significantly affected the trajectory of technology-driven businesses. Together, however, they have created a highly complex operating environment for startups, knowledge-based enterprises, and innovative firms. ... Read more

From Hypergrowth to Intelligent Survival: Redefining the Founder’s Role in an Age of Uncertainty

Avatar for mohamad reza mohmmadiMohamad Reza Mohmmadi
For years, success in the innovation ecosystem was measured by the speed of growth and the ability to raise capital. But in a world where crisis has become the new normal, this paradigm is no longer sufficient. Today, the central question is no longer which startup can scale the fastest, but which team—guided by what kind of leadership—can endure uncertainty. In such an environment, the roles of both founders and venture capital investors require serious redefinition. ... Read more